Double your money in 14 years

 

Retirement-Toolbox.com

Double your money in 14 years. Guaranteed by an A+ Superior rated Life Insurance Company

5.500% Effective Yield

7.4 times the 1 year CD rate

3.5 times the 10 year U.S. Treasury

In this economy…

which of your clients are looking For a Guaranteed Income?

Fund a Charitable Pledge for 50 cents on the dollar.

This is a Court approved Structured Settlement Annuity acquired at a discount from someone desperate for cash now.

Turn $363,034.45 into $750,000.00...Guaranteed and Paid by a

135 year old AM Best A+ (Superior) rated Insurance Company

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Safely grow your money at 5.500%; Effective Rate 5.500%

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1 year CD .74%

2 year U.S. Treasury is yielding .24%

5 year U.S. Treasury is yielding .61%

10 year U.S. Treasury is yielding 1.57%

30 year U.S. Treasury is yielding 2.78%

Source Bloomberg

Purchase Price $363,034.45; Payments received $750,000.00

PAYMENTS:

1 Lump-sum payment of $750,000.00 on 07/01/2026

ANNUAL

PERCENTAGE

RATE

FINANCE

CHARGE

AMOUNT

FINANCED

TOTAL OF

PAYMENTS

The cost of your credit as a yearly rate
The dollar amount the credit will cost you
The amount of credit provided to you or on your behalf
The amount you will have paid after you have made all payments as scheduled
5.497%
$386,965.55
$ 363,034.45
$750,000.00
All offering subject prior sale and change in price.

Estimated settlement date 12/14/2012

This product is not FDIC Insured This is not a security This is non transferable and not liquid Thank you.   Bruce E. Cox, CPA Retirement-Toolbox LLC 344 South 36th Street, 2nd Floor Brigantine, NJ 08203 800-955-7898 609-948-5496

http://www.retirement-toolbox.com http://www.safe-income-solutions.com http://www.safeincomeworld.com http://www.safeincomestrategies.com http://www.dependable-income.com http://www.tax-free-income.com http://www.charitablepledge.com

 


A Steady Reliable Retirement Income Stream 5.378% effective yield

A Steady Reliable Income Stream you can count on. Guaranteed structured settlement payments from an A+ Superior rated Life Insurance Company

5.378% Effective Yield

Almost than 6.5 times the 1 year Jumbo CD rate

3.3 times the 10 year U.S. Treasury

In this economy…

which of your clients are looking For a Guaranteed Income Steam?

This is a Court approved Structured Settlement Annuity acquired at a discount from someone desperate for cash now.

Turn $127,556.17 into $211,056.97...Guaranteed and Paid by an AM Best A+ (Superior) rated Insurance

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Safely grow your money at 5.250%; Effective Rate 5.378%

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1 year Jumbo CD .83%

2 year U.S. Treasury is yielding .25%

3 year U.S. Treasury is yielding .33%

5 year U.S. Treasury is yielding .63%

7 year U.S. Treasury is yielding 1.02%

10 year U.S. Treasury is yielding 1.60%

30 year U.S. Treasury is yielding 2.73%

Source Bloomberg

Purchase Price $127,556.17; Payments received $211,056.97

PAYMENTS:

211 monthly payments of $1,000.27 commencing on 6/15/2014 through & including 12/15/2031

ANNUAL

PERCENTAGE

RATE

FINANCE

CHARGE

AMOUNT

FINANCED

TOTAL OF

PAYMENTS

The cost of your credit as a yearly rate
The dollar amount the credit will cost you
The amount of credit provided to you or on your behalf
The amount you will have paid after you have made all payments as scheduled
5.25%
$ 83,500.80
$127,556.17
$211,056.97

————————————————————————------------------

All offering subject prior sale and change in price.

Estimated settlement date 12/03/2012

This product is not FDIC Insured This is not a security This is non transferable and not liquid Thank you.   Bruce E. Cox, CPA Retirement-Toolbox LLC 344 South 36th Street, 2nd Floor Brigantine, NJ 08203 800-955-7898 609-948-5496

http://www.retirement-toolbox.com
http://www.safe-income-solutions.com
http://www.safeincomeworld.com
http://www.safeincomestrategies.com

http://www.dependable-income.com
http://www.tax-free-income.com
http://www.charitablepledge.com



The Fiscal Cliff is Looming….How Safe is your IRA and 401(k)?

The Fiscal Cliff is Looming!

How Safe is your IRA and 401(k)? 

 Will they be cut in half again?  Can you wait a decade or two to recover, before touching your retirement savings?  Or, can you get by with half the retirement income you thought you would have?

A Fiscal Cliff is looming over the economy.  Companies are laying off workers, not filling jobs and delaying investments.  $100 billion in spending cuts, $400 billion in tax hikes in January.  Experts predict 6 million more job losses, 12% unemployment and a deep recession in 2013.

 During the Financial Market meltdown of 2008 & 2009, the NASDAQ and S&P were down 40%.  Many mutual funds, IRAs and 401(k)s were cut in half. It could happen again! 

 Dow Jones close 11/06/2012 13,245.68 target in recession 9,271.98 down 30%

 NASDAQ close 11/06/2012 3011.93 target in recession 1807.16 down 40%

 S&P 500 close 11/06/2012 1428.39 target in recession 857.03 down 40%

Think, 4 more years of the same policies that have not worked. 

  • Political gridlock?
  • Problems not being solved, kicked down the road?
  • Uncertainty
  • Gut wrenching yo-yo volatility and market losses.

Think back to 2007.  You, a friend or someone you know had been lucky in the stock market and accumulated $1,000,000 in their IRA or 401(k).  They feel good. They believed they would make another 15% to 20% and retire at the end of 2008 with $1,150,000 to $1,200,000 to generate $60,000 a year in retirement income.

Instead, the Financial Market Meltdown cuts their retirement savings in half to $500,000.  Instead of $60,000 they can only draw down $25,000 a year in retirement income.  Retirement plans and dreams out the window.

Don’t let it happen to you.  There are Safe Income Strategies that will protect your IRA and 401(k) from market losses. You'll share in market upside when the markets go up and you won't lose money when the markets go down.

 Call me at 800-955-7898   or   609-948-5496   to learn more.

Thank you.

Bruce E Cox CPA Retirement-Toolbox LLC 344 South 36th Street 2nd Floor Brigantine NJ 08203

PS  You don’t Lose Money When the Market Goes Down. You Earn Reasonable Rates of Return, Gains are Locked In. Continued Tax deferred compounding combined with the ability to generate a guaranteed income you won’t out live.

PPS   Start a Tax-Free Retirement Plan. You don’t Lose Money When the Market Goes Down. You Earn Reasonable Rates of Return, Gains are Locked In. Enjoy Tax-Free Compounding, Tax-Free & Penalty Free Withdrawals.

PPPS   Share this with your accountant, children, friends and co-workers.

Bruce Edward Cox NMLS# 182629

Licensed:  NJ Department of Banking and Insurance, PA Departments of Banking and Insurance NY Department of Banking, State of New York Insurance Department, Texas Department of Insurance, Maryland Insurance Administration, Florida Department of Financial Services, Ohio Department of Insurance, South Carolina Department of Insurance, Louisiana Office of Financial Institutions